The latest offers from RIEDEL

The risk profile of the property should be comprehensively assessed as part of a "due diligence", i.e. a simple consideration of the gross yield (annual rent : sales price x 100) is certainly not sufficient. This involves a large number of assessment steps, which are only presented as examples in the context of this blog.

When purchasing a newly built property, a building description is attached to the certified purchase contract as an essential part.

The amount of repayment determines the total term of the financing.

Excellent market knowledge is essential for the valuation of single-family homes. In Germany, an owner-occupied single-family house is generally valued using the asset value method (§§ 21-23 ImmoWertV).

This depends on the income situation as well as on the amount of equity capital invested in order to enable an extensive debt relief until retirement age.