Light-flooded architecture

This depends on the income situation as well as on the amount of equity capital invested in order to enable an extensive debt relief until retirement age.

If only the price per m² of living space is taken into account, new buildings can be up to 50 % more expensive than existing properties.

There are three standardised methods for determining the value of real estate in Germany: the comparative value method, the capitalised earnings value method and the asset value method. The aim of the valuation is to determine the market value of the property.

Excellent market knowledge is essential for the valuation of single-family homes. In Germany, an owner-occupied single-family house is generally valued using the asset value method (§§ 21-23 ImmoWertV).

The exact amount of equity to be contributed depends on the financial and income situation of the potential buyer as well as the location and risk profile of the property.