Documents required for a mortgage

The specific documents required will depend on your personal circumstances and the requirements of the lending bank. The following overview will help you prepare.

Personal documents

• Identity card or passport
• Completed self-declaration form
• For married couples, the marriage contract if applicable

Proof of income

For employees:

• The last three payslips
• The December payslip from the previous year
• A current pension statement
• The most recent income tax assessment notice and, where applicable, the income tax return

For the self-employed and freelancers:

• Annual accounts or cash-based income statements for the last two to three years
• Income tax assessment notices for the last two to three years
• A current business analysis (BWA)
• A current pension statement

Assets and liabilities

• Evidence of your equity, for example bank or investment account statements
• Documents relating to existing loans and leasing agreements
• For let properties, the tenancy agreements and current loan balances

Documents relating to the property

• Property brochure and draft purchase agreement
• Current land registry extract and cadastral map
• Floor plans, building sections and calculation of living space
• Energy performance certificate and recent photographs
• For flats, the declaration of division, the management plan and the minutes of the last three owners’ meetings
• For new-build properties: the planning permission, building specifications and the building contract

Well prepared with RIEDEL

If you purchase your property through RIEDEL Immobilien, we usually already have the essential property documents to hand.

RIEDEL Finance coordinates the necessary documents directly with the lending banks. This simplifies the process and saves you time.

Fill in your self-disclosure form conveniently online

You can complete your self-disclosure form directly online. To do so, please select your contact person:

Self-disclosure form for Julian Fürstenberg:

https://selbstauskunft.qualitypool.de/f/julian.fuerstenberg/3fae01

Self-disclosure form for Lena Nagler:

https://selbstauskunft.qualitypool.de/f/lena.nagler/5b2acb